Debt Management Tips
Simon Whaley
12th January 2012
Borrowing money isn’t necessarily bad, but the way you borrow it can be. The average credit card interest rate is currently around 16%, although some store cards charge higher rates. The amount you pay for borrowing this money each month on a credit card eats into your monthly disposable in...
Top 5 Tips on Debt Reduction
Lourens J. van Rensburg
3rd January 2012
40% of UK adults admitted they are worried about their levels of personal debt, according to a recent survey. In the survey, they described themselves as ranging from “fairly worried” to “very worried” to “extremely worried”.
Credit card debt is the top...
Credit and Loans
Advice and tips on credit and loans, from paying off debt to obtaining credit.
-
Is The UK Heading Back Into Recession?
The British economy stands between a rock and a hard place, with government cut-backs at home and ....
-
PPI Claims: Don’t Get Stung Twice
The mis-selling of Payment Protection Insurance (PPI), which has incurred the wrath of both the Financial Services Authority (FSA) and the Financial Ombudsman, has spawned a growth industry in Claims Management.
-
Can I make a PPI claim?
PPI claims can be made if you were wrongly or even unknowingly sold Payment Protection Insurance with a loan, credit card or mortgage in the past 10 years.
-
New Year, New Plan
Christmas has come and gone. The New Year has begun. People across the UK are looking back over 2011 and forward to 2012.
-
How Debt Management Could Help You
If you're juggling multiple debts in the form of credit cards, overdrafts and personal loans, you may find it difficult to manage your monthly payments.
-
Christmas - Just Another Financial Headache?
Christmas is a time of frivolity, but when consumers are splashing borrowed cash, interest soon builds up....
-
Payment Protection Insurance: Where do I go from here?
A worrying aspect of the tens of thousands of reports involving people who were mis-sold PPI is the number of times it was attached to a loan without the customer’s knowledge.
-
Bridging the Financial Gap
We are living through a time where borrowing has become highly restricted and for a great many people almost impossible to obtain.
-
A Guide to Prepaid Cards
If you’re a parent, you’ve probably experienced your child pestering you to do a spot of online shopping on their behalf.
-
How Important is Your Credit Rating?
Most of us have some form of credit, whether that's in the form of personal loans or credit cards, car loan, department store-cards or a home loan.
-
The Benefits of Ethical Credit Card Choices
Have you ever considered whether or not your credit card is ethical?
-
Choosing the Right Type of Car Finance
A new or used car might be one of the most expensive purchases you ever make, but there is a wide choice of ...
-
Is Juggling Interest Free Credit a Good Idea?
With the emergence of interest free credit cards over the last few years, many people have hit upon the realisation that they can take one out ...
-
A Guide to Debt Management
With debt levels remaining high, more people than ever are having to consider debt management. But how do you go about it?
-
Why Payday Loans Should Only be Utilized as a Last Resort
Many payday loans charge extortionate rates of interest, leading to parliamentary reviews on the subject. The best advice is: be careful.
-
5 Tips for Taking Out a Personal Loan
Personal loans can be a life saver, but they can also put a massive strain on your finances. Read our tips to make sure you get the best deal.
-
The Benefits of a Secured Loan
People who are trying to raise a large amount of money mostly choose a secured loan. With a secured loan, lenders are more flexible.
-
Who to Contact for Debt Help
The debt management industry arose from peoples needs for advice and help with managing their finances during the recent economical crisis.
-
Where to Go for Debt Advice
If you run into trouble with debt, getting the right advice is essential for getting out of it.
-
How to Find Good Debt Advice
Getting out of debt is rarely something one can do alone. Seeking help at the earliest opportunity will improve your situation considerably.
-
How to Find Cheap Loans
Lenders are cracking down and cheap credit is hard to come by. Improving your credit rating is the best way of securing a cheap loan.
-
What Does a Debt Consolidation Loan Cover?
Debt consolidation loans can be tremendously useful for budgeting, but don't expect them to be a cure-all for your mounting arrears.
-
Petrol Prices Put Squeeze on Finance Purchase Drivers
Rising petrol prices are putting the squeeze on all motorists, but car finance drivers will be hit the hardest.
-
Households Under Pressure from Unsecured Loans
Despite historically low interest rates and a recovering economy, many households are still feeling the effects of the recession.
-
How to Reclaim Missold PPI
UK Moneymarket has compiled a checklist to reclaiming your money if you are a victim of the mis-sold Payment Protection Insurance (PPI)...
-
Banks Defeated in PPI Ruling
Consumers were victorious this week as banks admitted defeat against the High Court ruling over payment protection insurance (PPI)...
-
Top 5 Tips on Debt Reduction
40% of UK adults admitted they are worried about their levels of personal debt, according to a recent survey
-
Debt Management Tips
Borrowing money isn’t necessarily bad, but the way you borrow it can be. The average credit card interest rate is currently around 16%